About this tool

See what an employee takes home and what they cost the company. Enter basic salary and allowances; the calculator applies GOSI contributions (annuities, SANED and occupational hazards) on basic plus housing, up to the 45,000 SAR ceiling, for Saudi and non-Saudi employees.

How to use it

  1. Enter basic salary, housing and any other allowances.
  2. Choose Saudi or non-Saudi, and for Saudis whether they joined GOSI before or after 3 July 2024.
  3. Read net salary, both contributions and the employer's total cost.

Questions and answers

Which part of the salary does GOSI count?

Basic salary plus housing allowance, up to 45,000 SAR a month. Other allowances such as transport are not counted.

What do non-Saudi employees pay?

Nothing is deducted from a non-Saudi employee. The employer pays 2% for occupational hazards.

What changed with the new Social Insurance Law?

Saudis who joined GOSI from 3 July 2024 have an annuities rate that rises gradually each July until 2028. Choose that option and the calculator uses the current step; you can edit the rates if they change.

Is this an official figure?

No. It's an estimate to help with offers and budgets. Your payslip and the GOSI app show the official numbers.

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Free to use on your own site. Copy this code into your page; please keep the link back to us.